![]() PrivacyGuard is not available to residents of Rhode Island. Any part of the service may be modified or improved at any time and without prior notice. ![]() does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.ģ Trilegiant Corporation, Trilegiant Insurance Services, Inc., and Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert® reports or other reports which you receive in connection with the PrivacyGuard service, including any liability for damages, direct or indirect, consequential or incidental. Your score(s) may not be identical or similar to scores received directly from those agencies, from other sources, or from your lender.Ģ Daily monitoring will notify you of certain new inquiries and derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by one of the major credit reporting agencies. The version of VantageScore provided here is used by some, but not all, lenders. The VantageScore model, with scores ranging from 300 to 850, was developed jointly by the three major national credit reporting agencies â?" Experian®, TransUnion®, and Equifax®. Please mail us your request in a stamped envelope to:Īlternatively, you may make this request by e-mail by sending this information to: Your VantageScore credit score(s) are provided by VantageScore Solutions LLC. We will notify all of our members and other customers of any such changes in the manner and to the extent required by law. If your privacy policy changes, will I be notified? Yes, it will remain in effect until you request a change. If I cancel my membership, will my name still be on your opt out list? Accordingly, we do not keep a copy of your personal credit history on file, nor do we share this information with any third party. We comply with the Fair Credit Reporting Act. I have specific concerns about Trilegiant's use of my credit report/file/history: What personal information do you collect?Īlthough more fully described in our privacy policy, our membership records typically contain general information about you, such as your name, address, phone number, and other membership information necessary to ensure you get full access to your member benefits. Otherwise, do nothing and retain a copy of the privacy policy for your records. In addition, we also reserve the right to share your personal information with certain other third parties, so that they may offer you products or services that we believe may be of interest to you, although we currently don't do so - if you don't want us to share your personal information with these third parties in the future, simply let us know by opting out of such sharing, as explained in the notice you received.Īfter you have read the privacy policy, if you elect to opt out, please check the box on the notice you received, complete the requested information and return to us. We may share your personal information with our service providers who assist us in providing you with your PrivacyGuard benefits. If you would like more information, please visit the Federal Trade Commission's website at Why does your privacy policy state that you may share my personal information? Under the Gramm-Leach-Bliley Act, on an annual basis, we are required to provide you with a copy of our privacy policy and advise you of your rights to opt out of having your information shared with certain third parties. Why did you send an opt out notice/privacy policy to me? ![]() ![]() Trilegiant, formerly known as Cendant Membership Services, is the global leader in membership-based consumer services. Online Privacy Policy PDFs require Adobe Reader ![]()
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